For more than three decades, Unique Financial Broker L.L.C has strived to make investing in global financial markets easy and accessible for local and expatriate clients in the UAE. The company has been an undisputed leader in providing excellent client services and an array of trading instruments across various asset classes.

We have always focused on providing our clients with the best experience possible with our high-touch services, multi-asset trade programs finance, tailored research, and a range of invest-able products such the bank instruments ( LC - BG - SBLS

- BOF - LG - els)

ALSO We lay a great emphasis on educating investors so they are better equipped to manage their investment portfolios. This has helped us win our client’s trust as a regional leader in global financial market investments. For more than 15 years, UAE investors have continued to choose Unique Financial Broker L.L.C, a multiple award-winning financial service company, as their top choice.

Unique Financial Broker L.L.C (CFC) is duly licensed and regulated by the Securities and Commodities Authority of UAE (SCA) under license

We can provide

1/ LETTER OF CREDIT ( L/C )

A letter of credit is essentially a financial contract between a bank, a bank’s customer and a beneficiary. Generally issued by an importer’s bank, the letter of credit guarantees the beneficiary will be paid once the conditions of the letter of credit have been met.

Here all Here we will give you a brief explanation of the types:

A. Irrevocable LC. This LC cannot be cancelled or modified without consent of the beneficiary (Seller). This LC reflects absolute liability of the Bank (issuer) to the other party.

B. Revocable LC. This LC type can be cancelled or modified by the Bank (issuer) at the customer's instructions without prior agreement of the beneficiary (Seller). The Bank will not have any liabilities to the beneficiary after revocation of the LC.

C. Stand-by LC. This LC is closer to the bank guarantee and gives more flexible collaboration opportunity to Seller and Buyer. The Bank will honour the LC when the Buyer fails to fulfill payment liabilities to Seller.

D. Confirmed LC. In addition to the Bank guarantee of the LC issuer, this LC type is confirmed by the Seller's bank or any other bank. Irrespective to the

E.  payment by the Bank issuing the LC (issuer), the Bank confirming the LC is liable for performance of obligations.

F. Unconfirmed LC. Only the Bank issuing the LC will be liable for payment of this LC.

G. Transferable LC. This LC enables the Seller to assign part of the letter of credit to other party(ies). This LC is especially beneficial in those cases when the Seller is not a sole manufacturer of the goods and purchases some parts from other parties, as it eliminates the necessity of opening several LC's for other parties.

H. Back-to-Back LC. This LC type considers issuing the second LC on the basis of the first letter of credit. LC is opened in favour of intermediary as per the Buyer's instructions and on the basis of this LC and instructions of the intermediary a new LC is opened in favour of Seller of the goods.

I. Payment at Sight LC. According to this LC, payment is made to the seller immediately (maximum within 7 days) after the required documents have been submitted.

J. Deferred Payment LC. According to this LC the payment to the seller is not made when the documents are submitted, but instead at a later period defined in the letter of credit. In most cases the payment in favour of Seller under this LC is made upon receipt of goods by the Buyer.

Red Clause LC. The seller can request an advance for an agreed amount of the LC before shipment of goods and submittal of required documents. This red clause is so termed because it is usually printed in red on the document to draw attention to "advance payment" term of the credit.

2/ STANDBY LETTER OF CREDIT ( SBLC)

A standby letter of credit, abbreviated as SBLC, refers to a legal document where a bank guarantees the payment of a specific amount of money to a seller if the

buyer defaults on the agreement. An SBLC acts as a safety net for the payment of a shipment of physical goods or completed service to the seller, in the event something unforeseen prevents the buyer from making the scheduled payments to the seller. In such a case, the SBLC ensures the required payments are made to the seller after fulfilment of the required obligations.

3/ BANK GUARATNTEE (BG)

A bank guarantee is a type of financial backstop offered by a lending institution. The bank guarantee means that the lender will ensure that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. A bank guarantee enables the customer (or debtor) to acquire goods, buy equipment, or draw down a loan

4/ BLOCKED FUNDS (BOF)

A blocked fund is defined as money or capital realized when a foreign operation involving the transfer of funds is blocked as a result of regulations imposed by the government of the country where the money was generated. When a fund is suspected to be generated from illegal activities or criminal acts, the government can impose certain regulations hindering the money from being be transferred. The fund then becomes a blocked fund.

5/ BANK DRAFT (B/D)

A bank draft is a payment on behalf of the payer, which is guaranteed by the issuing bank. A draft is used when the payee wants a highly secure form of

payment. The bank can safely issue this guarantee because it immediately debits

the payer’s account for the amount of the check, and therefore has no risk.

6/ PROOF OF FUNDS (POF)

Proof of Funds (POF) is a letter or documentation that certifies that an individual, institution, or corporation has sufficient funds (money) to complete a transaction. A POF is typically issued by a commercial bank or custody agent to provide confidence or assurance to another party – typically a seller – that the individual or entity in question has sufficient funds to complete an agreed-upon purchase.

7/ PERFORMANCE BOND

A performance bond is issued to one party of a contract as a guarantee against the failure of the other party to meet obligations specified in the contract. It is also referred to as a contract bond. A performance bond is usually provided by a bank or an insurance company to make sure a contractor completes designated projects.

8/ SECURITY BONDS

A security bond is a contract between three or more parties: a supplier of some kind, their client and an insurance company. Security bonds guarantee that suppliers can meet financial obligations when contracted performance targets are missed.

9/ CERTIFICATE OF FACILITY

A credit facility is a type of loan made in a business or corporate finance context. It allows the borrowing business to take out money over an extended period of time rather than reapplying for a loan each time it needs money. In effect, a credit facility lets a company take out an umbrella loan for generating capital over an extended period of time. Various types of credit facilities include revolving loan facilities, committed facilities, letter of credit and most retail credit account.

Why unique Financial broker?

There is a lot to consider when you are choosing the right trading partner, so we have outlined our key strengths below

Research Better investing through research

Comprehensive, incisive and in-depth coverage of global financial markets across

major asset classes

Unique Financial Broker L.L.C has an edge as we operate on an international platform that is inherently diversified from a geographical, sectorial as well as currency perspective. Our research gets regularly published on international platforms, along with our opinions in the leading Middle-East media publications.

Our expertise helps us generate customized portfolio’s like the ones focusing on US

Technology,

Municipal Bonds, Dividend Aristocrats etc. Needless to say, we fine tune our strategies according to market dynamics as we understand no single strategy can withstand all market conditions. Some of our pioneering products in the region include market neutral strategies that have been introduced after years of back testing and they help the investor to counter market volatility. Our unique products like

seasonality analysis of commodities and price action analysis of equities around earnings help investors to take highly informed decisions.

The global markets at your fingertips Maximise your trading experience with a range of trading platforms based on your investment needs.

To provide its customers with diverse opportunities that empower them with best possible investment options, Unique Financial Broker L.L.C exhibits three fundamental facets-

Import letters of credit give you an extra cover and control so you get exactly what you need, when you need it. You’ll know that your seller can claim payment only if they comply with all the terms in the letter of credit.

Gives you more control

Payment is only made against documents you specify – an advantage when dealing with new suppliers. We’ll explain which documents to ask for and how to word the terms.

You could negotiate longer periods and reduce costs on the basis of the benefits your supplier gains when you use letters of credit.

Invoice Finance

Waiting for invoices to be paid can really effect the growth options of your business. Invoice Finance allows you to unlock the value of those invoices in advance.

Access funding for the tools, equipment and machinery that your business needs. There are multiple tax efficient options that allow for substantial savings both in the long and short term.

Working Capital Loans can come in a number of forms, from overdrafts to short term facilities. These options allow you to bridge short term cash flow issues such as wage bills, tax or stock purchases.